Not sure where to start?
Take the first step by talking to a super specialist. Together we’ll help you understand where you are today and what steps you can take to look forward to your retirement with more confidence and peace of mind. Request a call and we’ll work together to find the best way to support you.
Choose the help that's right for you
Talk to a super specialist
If you have a specific super or pension question about your Mercer Super account or are just unsure what to do next, our team is here to guide and support you.
You might want to talk about:
- Your investment options
- Ways to grow your super
- How can you withdraw your super
- Benefits of starting a pension from your super
- What happens to your super as you get closer to retirement
For Mercer Super members only; at no extra cost.
Use online advice to check your investment options within super
If you want advice now on investment options within your super, or ways to grow your super, you can get answers in less than 10 minutes. At no extra cost to members.
You will be able to:
- See which investment options might be right for you
- Find ways to grow your super
- Receive a clear investment plan you can keep, about which investment options suit your risk profile
For Mercer Super members only. And if you’re not a member you can join here.
Get started on your retirement plans
No matter how close or far retirement feels for you, knowledge is valuable. We offer guidance and tools to help you get started with confidence.
You can start by:
- Checking if you have enough super for a comfortable retirement
- Estimating your future retirement income
- Learning about various paths to retirement
- Checking if you’re eligible for the government Age Pension
- Understanding aged care
Need comprehensive retirement planning and income advice?
Whether you're planning for retirement or already retired, we can put you in contact with the Mercer Financial Advice** team who can consider other aspects of your financial situation to help you:
- Maximise your income in retirement
- Protect your assets and your family with personal insurance
- Deal with debt in retirement
- Invest and create wealth outside super
- Develop an estate plan
- Plan for aged care
This advice has a cost, depending on complexity, that will be explained upfront.
Explore and learn more
Thinking about an SMSF?
Before you leap into an SMSF make sure you understand the obligations involved in running one.
Seven reasons to pay attention to your super
Your super is your money. What you do with it today could have a big impact about how you will live in the future.
Already retired?
You’ve worked hard to get here, now is your time to thrive. Let us guide you to how to live your best retirement.
We’re a multi-award winning fund
Don’t just take our word for it, see what the leading industry rating agencies say about us.*
**Mercer Financial Advisers are authorised representatives of Mercer Financial Advice (Australia) Pty Ltd ABN 76 153 168 293, Australian Financial Services Licence #411766. The trustee has appointed MFAAPL to provide financial advice services for members of the Mercer Super Trust.
*The Canstar 2026 Outstanding Value - Superannuation award was received in March, 2026. The award is based on 2025 information. Awards and ratings are only one factor to be taken into account when deciding how to invest your super.
Mercer Super has been recognised with several SuperRatings awards, including SuperRatings' highest platinum rating for both our Allocated Pension Division (now known as Mercer SmartRetirement Income) and Corporate Superannuation Division products. Mercer SmartRetirement Income and the Corporate Superannuation Division products also received SuperRatings Platinum Performance awards, based on investment returns, fees, insurance, member servicing, administration and governance for 10 and 20 years respectively. The rating is issued by SuperRatings Pty Ltd (SuperRatings) ABN: 95 100 192 283 a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, AFSL No. 421445 (Lonsec Research). Consider your personal circumstances, read the product disclosure statement and seek financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance is not a reliable indicator of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2026 SuperRatings. All rights reserved.
Mercer Super has been recognised with several Chant West Apple Ratings for 2026, including 5 Apples - Highest Quality Fund rating for Mercer Super's super products Mercer SmartSuper Plan - Individual, Mercer SmartSuper and Mercer Business Super, as well as Mercer Super's pension product Mercer SmartRetirement Income. The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned February 2026) is limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Refer to chantwest.com.au for full ratings information and their FSG.
Issued by Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’).
Any advice provided is of a general nature and does not take into account your objectives, financial situation or needs. Before acting on any advice we recommend you obtain your own financial advice and consider the Product Disclosure Statement and Financial Services Guide available at mercersuper.com.au. The product’s Target Market Determination setting out the class of people for whom the product may be suitable can be found at mercersuper.com.au/tmd.
‘MERCER’ and 'Mercer SmartPath®' are Australian registered trademarks of Mercer (Australia) Pty Ltd ABN 32 005 315 917.