Past performance is not a reliable indicator of future performance The value of an investment in Mercer Super may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed.
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Super that shows up. Returns that add up.
Double-digit returns, three years in a row for the majority of Mercer SmartPath members1
Make your super count
We aim to deliver the best possible returns, low admin fees†† and high-quality experiences to our 1 million plus members.
History of positive performance†
Our default investment option Mercer SmartPath delivered on average 8.1% p.a. for the 10-year period to 30 June 2025 for one of our largest groups of members.†
Low administration fees††
Our MySuper SmartPath standard admin fees are between 16% and 36% below the MySuper market average, depending on your account balance†† – meaning more money in your super.
Help and advice
Access help and advice when you need it, giving you the confidence to make your super count. No minimum requirements – all you need is a Mercer Super account.
We’re a multi-award winning fund*
Explore how we can help make your super count
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Past performance is not a reliable indicator of future performance. The value of an investment in the Mercer Super Trust may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed.
† Mercer Super’s default investment option Mercer SmartPath has delivered on average 8.1% p.a. for the 10-year period to 30 June 2025 for one of our largest groups of members. Based on Mercer SmartPath membership data as at 31 March 2025 and for members invested for the full period. Mercer Super Trust’s analysis of Mercer SmartPath (born 1974-1978), after investment fees and taxes.
†† ChantWest MySuper Default Fee Tables March 2025 – for $50,000 and $100,000 account balances. Fees are for Mercer SmartSuper - SmartPath® (our MySuper product) as at 31 March 2025 for total administration fees and costs. Chant West uses our 1959-1963 investment option for purposes of comparison with other MySuper funds. You may pay less than this if you are in an employer plan with discounted fees. For more details on fees for each of our SmartPath options, or if you’ve chosen your own investment option/s, go to the ‘How Your Super Works' guide online. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances
1 Mercer Super Trust’s analysis of the Mercer SmartPath investment performance (after investment fees and taxes) for the 2022/23, 2023/24 and 2024/25 financial years. Mercer SmartPath default investment options achieved returns of between 11.2% and 12.6% for members aged between 18 and 52 years old across the 2022/23, 2023/24 and 2024/25 financial years. For members aged 52 or over, Mercer SmartPath default investment options achieved returns between 7.2% and 12.4% across the 2022/23, 2023/24 and 2024/25 financial years. Based on membership data for the Corporate Superannuation Division of Mercer Super for members invested for the entire period.
* Mercer Super has been recognised with several SuperRatings awards, including SuperRatings' highest platinum rating for both our Allocated Pension Division (now known as Mercer SmartRetirement Income) and Corporate Superannuation Division products. Mercer SmartRetirement Income and the Corporate Superannuation Division products also received SuperRatings Platinum Performance awards, based on investment returns, fees, insurance, member servicing, administration and governance for 10 and 15 years respectively. Ratings issued by SuperRatings Pty Ltd a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd AFSL No. 421445 are general advice only. Rating is not a recommendation to purchase, sell or hold any product and subject to change without notice. SuperRatings may receive a fee for the use of its ratings and awards. Visit SuperRatings.com.au for ratings information.
Mercer Super has been recognised with several Chant West Apple Ratings for 2025, including 5 Apples - Highest Quality Fund rating for Mercer Super's super products Mercer SmartSuper Plan - Employer, Mercer SmartSuper Plan - Individual, Mercer SmartSuper and Mercer Business Super, as well as Mercer Super's pension product Mercer SmartRetirement Income. The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned February 2025) is limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Refer to chantwest.com.au for full ratings information and their FSG.
Disclaimer: This content has been prepared on behalf of Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533, Australian Financial Services Licence 235906, the trustee of the Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’). Any advice provided is of a general nature and does not take into account your objectives, financial situation or needs. Before acting on any advice, we recommend you obtain your own financial advice and consider the Product Disclosure Statement available at mercersuper.com.au. The product’s Target Market Determination setting out the class of people for whom the product may be suitable can be found at mercersuper.com.au/tmd. Past performance is not a reliable indicator of future performance. The value of an investment in the Mercer Super Trust may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed.
The trustee has appointed Mercer Investments (Australia) Limited (MIAL) ABN 66 008 612 397 AFSL #244385 as an implemented consultant to provide investment strategy advice, portfolio management and implementation services including investment manager selection and monitoring. MIAL is also the responsible entity of a number of investment funds (the Mercer Funds). Mercer Super Trust invests in the Mercer Funds. Neither MSAL or MIAL or any of the underlying fund investment managers guarantee the investment performance, earnings or return of capital invested in any of the Mercer Super Trust investment options.
Mercer Financial Advisers are authorised representatives of Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence #411766. The trustee has appointed MFAAPL to provide financial advice services for members of the Mercer Super Trust.
'MERCER' and 'Mercer SmartPath' are Australian registered trademarks of Mercer (Australia) Pty Ltd ABN 32 005 315 917. ©2025 Mercer. All rights reserved.