Compare your super
See how Mercer Super’s fees, fund performance and benefits to members compare.
Compare us to over 200 other funds with AppleCheck
How does Mercer Super stack up?
Backed by 75 years of global investment expertise, a history of strong returns, and some of the lowest administration fees in Australia, Mercer Super is supporting more than 850,000 members achieve a brighter future.
Low admin fees, means more money in your super
Low admin fees mean more value for you, more confidence about your financial future and more savings to rely on when you stop working.
In April 2023, we reduced our standard fees for members – and they’re now lower than most of our major competitors.1 In fact, our MySuper SmartPath® standard fees are around 13% below the MySuper market average.*
See how our standard fees for a member with a super balance of $50,000* compare to other super funds.
Annual Fees based on $50,000 Account Balance
* Source: Chant West MySuper Default Fee Tables June 2023 – for $50,000 account balance. Fees are for Mercer SmartSuper - SmartPath® (our MySuper product) at 1 April 2023 and the total includes admin fees and costs, investment fees and costs and transaction costs. Chant West uses our 1964-1968 investment option for purposes of comparison with other MySuper funds – as this is the highest annual fee for our SmartPath options. You may pay less than this if you are in another SmartPath option or in an employer plan. For details on fees for each of our SmartPath options, or if you’ve chosen your own investment option/s, go to the ‘How Your Super Works’ Guide online.
Focused on long term returns
At Mercer Super, we’re focused on delivering strong, long-term returns for our members. Our local know how and global expertise are put to work for you, with 2,000 investment experts in 42 markets, seeking out opportunities in Australia and around the world.
Our default investment option, Mercer SmartPath® delivered a strong performance over the first quarter of 2024, with returns ranging from 3.6% to 6.8%2 – with over 95%3 of members invested in Mercer SmartPath achieving returns above the industry default median of 4.9%.4
Over the longer term, Mercer SmartPath® has delivered 8.1% p.a. over 10 years2 for one of our largest groups of members,5 outperforming the comparative industry median of 7.4% p.a.6
See how Mercer’s SmartPath® returns compare to the median for all default funds.6
Mercer SmartPath vs Default Options median
(after tax and investment fees) 31 March 2024
Mercer Super Trust’s analysis of Mercer SmartPath (born 1974-1978), one of the largest cohorts based on Mercer SmartPath membership data as at 31 March 2024, and for members invested for the entire corresponding time period. Figures are after investment fees and taxes, and compared to the median of all default funds reported in SuperRatings Fund Crediting Rate Survey – Default Options as at 31 March 2024.
Compare us with other super funds
Compare our investment returns, fees, insurance offer and member services with over 200 other funds through AppleCheck5 – a free super comparison tool managed by leading research firm Chant West.
More ways to support you
Mercer Super offers members the opportunity to become more secure and confident in their financial life journey. Explore the ways we’re here to support you and your loved ones.
Financial advice
Access a range of financial advice support tools and services to help make the decisions that will work best for you.
Ageing care
Care & Living with Mercer helps members, and their loved ones, navigate ageing care with confidence.
Insurance
As a member, you have access to insurance in your super to help ensure financial security for you and your loved ones.
We’re a multi-award winning fund
Don’t just take our word for it, see what the leading industry rating agencies say about us.6
Join Mercer Super today!
Become a Mercer Super member and join 850,000 plus other Australians enjoying the benefits Mercer Super offers
1 Chant West MySuper Default Fee Tables June 2023 – for $50,000 account balance. Fees are for Mercer SmartSuper – SmartPath® (our MySuper product) at 1 April 2023 and the total includes admin fees and costs, investment fees and costs and transaction costs. Chant West uses our 1964-1968 investment option for purposes of comparison with other MySuper funds – as this is the highest annual fee for our SmartPath options. You may pay less than this if you are in another SmartPath option or in an employer plan. For details on fees for each of our SmartPath options, or if you’ve chosen your own investment option/s, go to the ‘How Your Super Works Guide online. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.
2 Mercer Super Trust’s analysis of the Mercer SmartPath investment performance (after investment fees and taxes) for the March 2024 quarter.
3 Based on Mercer SmartPath membership data as at 31 March 2024 and for members invested for the entire corresponding time period.
4 Mercer Super Trust’s analysis of Mercer SmartPath after investment fees and tax, compared to the median of all default funds reported in SuperRatings Fund Crediting Rate Survey – Default Options as at 31 March 2024.
5 Based on Mercer SmartPath membership data as at 31 March 2024 and for members invested for the full period.
6 Mercer Super Trust’s analysis of Mercer SmartPath (born 1974-1978), one of the largest cohorts, after investment fees and tax, compared to the median of all default funds reported in SuperRatings Fund Crediting Rate Survey – Default Options as at 31 March 2024.
Issued by Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust ABN 19 905 422 981 (‘Mercer Super’). The value of an investment in the Mercer Super Trust may rise and fall from time to time. Neither MSAL nor Mercer (Australia) Pty Ltd (Mercer) guarantees the investment performance, earnings or return of capital invested in the Mercer Super Trust. Any advice is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information, you need to take into account your own financial circumstances. Please consider the Product Disclosure Statement, Product Guide, Insurance Guide, Financial Services Guide and Target Market Determination (TMD) before making a decision about the product, or seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. Past performance is not a reliable indicator of future performance. Please also read and note the Care and Living with Mercer Terms of Use when accessing, browsing or using the services made available to you.