With years to build your super balance, you can lay solid foundations for a great financial future. Understanding how your super works, and how you can squeeze every bit of value from it, can set you up for a secure and confident financial future.
Laying the foundations
Why care about super?
There are a lot of demands on your money right now, and retirement may seem like a long way off, but building a solid base from which to launch your financial future can have an impact on your happiness, and confidence in later life.
How can I grow my super?
From your first job to your last, there are steps you can take to help improve your financial future, from choosing a high performing fund with low administration fees, to making extra contributions.
How is super invested?
How your super is invested is up to you. Two key factors to consider are your age, and how comfortable you are with investment risk. Mercer Super offers a range of advice and tools to help you decide which of our many investment options are best for you.
How can my employer help?
Your employer plays a key role in helping you lay the foundations of a great retirement. They’re required to pay regular Superannuation Guarantee (SG) contributions to your super account, and most will arrange salary sacrifice contributions if you ask them to.
Why Mercer Super?
Find out what sets us apart and the benefits you could enjoy if you join or stay with Mercer Super.
Disclaimer: This content has been prepared on behalf of Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust (‘Mercer Super’) ABN 19 905 422 981. Any advice is of a general nature and does not take into account your objectives, financial situation or needs. Before acting on any advice, please consider the Product Disclosure Statement (including incorporated documents) and Financial Services Guide available at mercersuper.com.au. The product Target Market Determination can be found at mercersuper.com.au/tmd. The material contained in this document is based on information received in good faith from sources within the market and on our understanding of legislation which we believe to be accurate.
Care & Living with Mercer is a service provided by Mercer Consulting (Australia) Pty Ltd ABN 55 153 168 140. Please read Care & Living with Mercer website Terms of Use when accessing the service.
* Any information in this material regarding legal, accounting or tax outcomes does not constitute legal advice or an accounting or tax opinion and prior to relying and acting on this information it is important that you seek independent advice from a qualified lawyer or accountant regarding this information. Past performance is not a reliable indicator of future performance. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.
Past performance is not a reliable indicator of future performance. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.