Inside your annual statement
Your annual Mercer Super statement shows you how your super performed over the past financial year, but it’s more than that. Your statement is a great source of valuable information to help you understand how you’re tracking and how to reach your long-term financial goals.
Get the most out of your annual statement
To help secure your financial future, you can do a few simple things after receiving your annual statement.
Depending on your account type or when you joined Mercer Super, some of the example images shown below may not match your statement. However, you will still receive the same information.
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Frequently asked Questions
General
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Fees
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Insurance
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Beneficiaries
Contributions
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Pension payments
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Financial advice
Need more help? We’ve got you covered.
Have questions about Mercer Super or need more information about becoming a member? We’d love to hear from you.
Member Online support
Log in to your account for more information or to submit an online enquiry.
Contact our Helpline
Speak with one of our consultants on 1800 682 525, Monday to Friday 8am-7pm (AEST/ AEDT).
1 Mercer Super's default investment option, Mercer SmartPath® has delivered 8.1% p.a. over 10 years for one of our largest groups of members, outperforming the comparative industry median of 7.4% p.a. Mercer Super Trust’s analysis of the Mercer SmartPath investment performance (after investment fees and taxes) for the March 2024 quarter. Based on Mercer SmartPath membership data as at 31 March 2024 and for members invested for the full period. Mercer Super Trust’s analysis of Mercer SmartPath (born 1974-1978), one of the largest cohorts, after investment fees and tax, compared to the median of all default funds reported in SuperRatings Fund Crediting Rate Survey – Default Options as at 31 March 2024. Past performance should not be relied upon as an indicator of future performance.
2 Chant West MySuper Default Fee Tables June 2023 – for $50,000 account balance. Fees are for Mercer SmartSuper – SmartPath® (our MySuper product) at 1 April 2023 and the total includes administration, investment and transaction fees. Chant West uses our 1964-1968 investment option for purposes of comparison with other MySuper funds – as this is the highest annual fee for our SmartPath options. You may pay less than this if you are in another SmartPath option or in an employer plan. For details on fees for each of our SmartPath options, or if you’ve chosen your own investment option/s, go to the ‘How Your Super Works’ Guide online. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.
3 Some employers may pay more than the minimum 11% SG rate as part of an industry award or employment contract. Depending on your situation, you can check the relevant award or contract to ensure your employer is contributing the correct amount on your behalf.
The 11% of your gross income is based on your ordinary hours of work, including any shift loadings and allowances, but does not include overtime payments. Bonuses may be included, depending on your employment arrangements. We recommend confirming your specific circumstances with your HR department.
Disclaimer: Issued by Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence 235906, the trustee of the Mercer Super Trust ABN 19 905 422 981 ('Mercer Super'). Any advice provided is of a general nature and does not take into account your objectives, financial situation or needs. Before acting on any advice, please consider the Product Disclosure Statement available at mercersuper.com.au. The product Target Market Determination can be found at mercersuper.com.au/tmd.
The value of an investment in the Mercer Super Trust may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed. Past performance is not a reliable indicator of future performance.
The material contained in this document is based on information received in good faith from sources within the market and on our understanding of legislation which we believe to be accurate. This information is based on the interpretation of current tax laws which may change. You should obtain your own tax advice.
'MERCER’ is an Australian registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.