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Employer forms and documents
Product Disclosure Statements (PDS)
Pay super contributions
Insurance cover
QuickSuper guide
Quarterly investment updates
Your employee super, made easy
As a leading super fund, Mercer Super is trusted by some of the top ASX listed firms as the fund of choice for their employees. Discover how Mercer Super can help you stay on top of your super obligations while helping your employees grow their retirement savings.
Strong past performance
Mercer Super’s default investment option Mercer SmartPath®, has delivered on average 8.2% p.a. over 10 years for one of our largest groups of members, outperforming the comparative industry median of 7.3% p.a.1 Learn more.
75 years’ experience
We’re backed by Mercer, a locally-led, global expert in retirement and investments with US$548 billion2 in assets under management globally. Learn more.
Low admin fees
Low admin fees3 mean more value for you, more confidence about your financial future and more savings to rely on when you stop working.
Helping your employees build their super
When your employees become members of Mercer Super they benefit from:
- Low admin fees – MySuper SmartPath standard admin fees are between 20% and 40% below the MySuper market average, depending on account balance.3
- Strong past performance –Over the longer term, Mercer SmartPath delivered 7.9% p.a. over 10 years for one of our largest groups of members, outperforming the comparative industry median of 7.2% p.a..1
- Advice and tools – Limited financial advice and tools at no additional cost.
- Ageing care support – Support for members and their families to navigate ageing care needs.
- Insurance – Competitive and affordable insurance cover to support members in their time of need.
- 24/7 online access - Access to a secure online member portal and mobile app.
- Member education – Regular communications and online education to help members get the most from their super.
To join as an employer with Mercer Super please visit our Employer join page.
Pay super contributions
As an employer you must pay super contributions for your eligible employees at least quarterly using an online payment system. Mercer Super provides two SuperStream compliant clearing house solutions, Mercer Super Employer Portal and Mercer QuickSuper for existing employers.
How to pay super contributions to employees
Existing Mercer Super Employer Portal users
Existing QuickSuper users
Apply for QuickSuper
Employer forms and documents
From Product Disclosure Statements (PDSs) and Choice forms, to quarterly investments updates and governance and trustee documents, you can find what you need quickly and easily.
Investment options
Discover our range of investment options that will help grow and protect your employees’ super – whatever stage of life they’re at.
Insurance your people can count on
We make insurance simple for our members – so they know they have a financial safety net in case life takes an unexpected turn.
Learn more about superannuation for employers
How to meet your employer super obligations
Meeting super obligations helps ensure legal compliance, avoid penalties, support employees, and maintain trust.
What features to look for in a default super fund
Having a default super fund is a legal requirement to meet your Superannuation Guarantee obligations
Educational webinars
Support your people with webinars, news and insights and expert advice.
1. Based on Mercer SmartPath membership data as at 30 September 2024 and for members invested for the full period. Mercer Super Trust’s analysis of Mercer SmartPath (born 1974-1978), one of the largest cohorts, after investment fees and tax, compared to the median of all default funds reported in SuperRatings Fund Crediting Rate Survey – Default Options as at 30 September 2024. Past performance is not a reliable indicator of future performance.
2. Marsh McLennan announces US$548 billion assets under delegated management (as of September 30, 2024 / end of 3Q24) for Mercer.
3. ChantWest MySuper Default Fee Tables June 2024 – for $50,000 and $100,000 account balances. Fees are for Mercer SmartSuper - SmartPath® (our MySuper product) as at 30 June 2024 for total administration fees and costs. Chant West uses our 1964-1968 investment option for purposes of comparison with other MySuper funds. You may pay less than this if you are in an employer plan with discounted fees. For more details on fees for each of our SmartPath options, or if you’ve chosen your own investment option/s, go to the ‘How Your Super Works' guide online. Fees and costs can vary from year to year. Past fees and costs are not a reliable indicator of future fees and costs. Fees and comparisons may differ for other investment options and account balances.
Disclaimer: This content has been prepared on behalf of Mercer Superannuation (Australia) Limited ABN 79 004 717 533, Australian Financial Services Licence #235906, the trustee of the Mercer Super Trust (‘Mercer Super’) ABN 19 905 422 981. Any advice is of a general nature only, and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information, you need to take into account your own financial circumstances. The material contained in this document is based on information received in good faith from sources within the market and on our understanding of legislation and government press releases at the date of publication which we believe to be reliable and accurate. Neither Mercer nor any of its related parties accepts any responsibility for any inaccuracy. Please consider the Product Disclosure Statement, Product Guide, Insurance Guide, and Financial Services Guide before making a decision about the product, or seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. Past performance is not a reliable indicator of future performance. 'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917.
~ Mercer Super has been recognised with several SuperRatings awards, including SuperRatings' highest platinum rating for both our Allocated Pension Division (now known as Mercer SmartRetirement Income) and Corporate Superannuation Division products. Mercer SmartRetirement Income and the Corporate Superannuation Division products also received SuperRatings Platinum Performance awards, based on investment returns, fees, insurance, member servicing, administration and governance for 10 and 15 years respectively. Ratings issued by SuperRatings Pty Ltd a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd AFSL No. 421445 are general advice only. Rating is not a recommendation to purchase, sell or hold any product and subject to change without notice. SuperRatings may receive a fee for the use of its ratings and awards. Visit SuperRatings.com.au for ratings information.
The WeMoney Awards are issued by WeMoney Pty Ltd (WeMoney) ABN 88 633 007 860. Mercer Superannuation (Australia) Limited (MSAL) ABN 79 004 717 533 has an agreement with WeMoney which permits MSAL to disclose the WeMoney Awards it has received. MSAL pays WeMoney a licence fee. Details about the WeMoney Awards program and methodology are available at wemoney.com.au.